James Lloyd

Pensions without tiers

George Osborne’s ‘granny tax’ may have taken all the headlines but there was another Budget measure – the creation of a single-tier state pension – that should be welcomed by older people Read more

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Pilot error

Politicians have missed a trick by not piloting some of the recommendations of the Dilnot Commission on long-term care funding Read more...

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Pensions: assessing the cost of auto-enrolment delay

While the postponement of plans obliging all employers to enrol their employees in workplace pension schemes may help small businesses, it will deter people from saving and shore up future costs Read more

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An OBR for social care?

Attempts at reforming the care system have been stymied over the years by political barriers. We need an independent Office for Care and Living to educate the public and hold politicians to account Read more

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The Dilnot dilemma

There is much support for the Dilnot Commission’s proposal to cap care costs for elderly people. But there are still many challenges to overcome and fears that politicians will simply ‘kick the can down the road’ Read more

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Care costs: does the ‘cap’ fit?

The Dilnot proposals on funding adult social care are welcome , but there are some tricky financial issues for policy-makers to digest over the summer break

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Difficult to disagree with Dilnot

Andrew Dilnot’s commission has used clever tactics in publishing a report on care for the elderly that even the deficit hawks will struggle to oppose Read more

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Joined-up care thinking

The Dilnot Commission on care funding has indicated it won’t recommend the wholesale transfer of Attendance Allowance to the social care system. But there is a need for more joined-up use of the £7bn allowance Read more

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Care costs: one step at a time

The policy debate on changes to the system of funding long-term care needs to look at incremental, step-by-step measures as well as radical ones Read more

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